I’ll be doing some video editing, graphic design, and basic 3d Work
I’ll either opt for a rtx2050 or 3050 (most likely the 2050 since II didn’t see too much of a difference on youtube comparisons)
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Refresh rate isn’t the only spec on a screen. Check the other specs like color accuracy and brightness. Sometimes the 144hz is better in that regard as well. Since you’re specifically using it for graphics, you need a color accurate screen. 100% srgb / 72 ntsc minimum
Go for a 60s series card minimum. 2060 is faster than 3050. I know from experience. 120 to 144 is not enough of a difference to pay extra for. Maximum I would pay for the upgrade would be $70
Either one can be run at 120Hz, and running at 120Hz is probably more useful than running at 144Hz.
Using a multiple of 60Hz helps eliminate judder for videos made for 30FPS or 60FPS, and 120Hz allows 24FPS video to run without judder as well. For comparison, a 144Hz screen must repeat a frame meant for 30FPS video 4.8 times. Because that’s not an integer, it’s a mix of holding a frame on the screen for 5 frames, or 4 frames. Judder.
Some games or other applications were also designed specifically with 60FPS in mind, so they might not like running at a refresh rate that isn’t a multiple of 60.