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Joined 11 months ago
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Cake day: October 31st, 2023

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  • Other than paying off my large Mac purchases over time, I’ve found very little use for this card in the wild.

    Bank of America select cash back does 3% on all online purchases, including apple.

    Chase freedom does 1.5% on everything. (which is a negligible difference from the 2% Apple Pay perk)

    The combination really puts apple only perk as 0% APR.

    I’m sure someone will vehemently tell me how wrong I am but, this is basically an in store credit card good for deferring payments only.