Wouldn’t 100ms be 1/10th of a second? This is an extra 6ms ot 6/1000th of a second. Even if I’m wrong and it is 1/10th I can hardly imagine the human eye can make out the difference. It would have to be an extremely high speed picture to notice any kind of blur
Your M1 Macbook 14 is going to be better for your workflow IMHO. You will give up battery life, if you are coding, depending on what tools you use, the mac might be better, for example iOS apps or anything non microsoft. Visual Studio (Not VSCode) for example is not as developed for Mac, but if web dev or neutral langauges, JS, Java, C, Go, Rust etc then Mac/Linux would be a better experiance.
Apple battery life is going to be unbeatable. But I do share your concern about the cost of repairs, I was quoted £700 for a screen repair before, absurd.