Stop feeling guilty and buy it, as long as you can afford it and that doesn’t mean financing.

Spending a lot of time (and expecting others to do the same) on a 30 months SD card? Seriously?!

I still use a Note 20 as my daily driver. Superb phone. Yes no more updates. In all the years since using the very first smart phones i have never ever experienced any hacking issues. In my view the imporyance hiven to it, is widely exaggerated, probably fueled by manufacturers that want you to upgrade. If you can find a good deal, do it.