I’ve got a relatively fancy PC (Ryzen 9 5950X, Geforce 3080 RTX, connected to a 4k / 120 Hz TV) and don’t regret getting a Deck at all. It’s great for playing games when I’m at my desk, in bed, or traveling anywhere. If anything, having a high-end PC is a nice complement to it since I can stream high-end games from that for better battery life than I’d get if I was using the Deck alone.
When in desktop mode, the power button will turn off the screen but not put the system to sleep, so you could switch to desktop mode for long downloads.
Also, modern OLEDs are very resistant to burn-in. You could probably leave a static image on the screen for 24 hours a day for several months before it would be noticeable.