This is why I love the New Zealand consumer guarantees act so much.
The retailer is responsible. When you purchase a phone, it has to be fit for its intended purpose and last a reasonable amount of time. Which usually overrides the warranty.
Some retailers contract out the repair to the manufacturer - eg. samsung says to the appliance store “sell our phone to your customers and we will handle the repairs etc for you”. But ultimately its the retailer that is responsible - not the manufacturer.
And our government department has taken retailers to court and won against them when they failed to adhere to the act.
Is there really much difference for most users?
I am 99% sure my note10+ was an exynos and it worked perfectly fine.