If you’re not fussed about installing steam games then EA play is included in gamepass ultimate.
You can use the cloud streaming on your deck, as long as you’ve got a decent internet connection.
Check out the gamepass sub for tips on how to get it cheap
If you don’t have the self control to use a savings account, what makes you believe you’ll have the self control to not spend it on games whenever something shiny comes along?
At least if you’ve got it in a savings account then it’s earning you interest and you’ve got the option to use it on something else if needed. Having the cash in your steam wallet is a waste and only benefits steam
Why not just put it in a savings account rather than letting steam gain the interest?
Gamepass works via cloud streaming. Microsoft has instructions on how to get it working.
To download and install gamepass games, you’ll need to install windows